Financial Protection for Life & Legacy


Retirement Income Strategies

There are 10,000 Americans retiring daily. The top question we hear from them is, "How do I create an income stream I can't outlive?" One of our specialties is educating clients on solutions to Longevity Risk.

We want you to walk out our door with confidence, knowing you will have a retirement paycheck for the rest of your life. 



You've spent years working towards a rewarding retirement. Unfortunately, many retirees will be paying out more to Uncle Sam than they anticipated.

Small changes to your tax strategy can drastically reduce the amount of future taxes you may owe. We can work with you to create a tax-efficient approach.


Providing financial protection and leaving a legacy are important to every retirement strategy.

We partner with estate and tax planning professionals specializing in trusts, living wills, powers of attorney, and other important legal and tax areas.

If you don't have a plan in place for your beneficiaries, we can help you begin that process.


Without a pension, many retirees have few options to eliminate market volatility and longevity risk.

One solution many retirees are considering is a fixed index annuity (FIA). FIAs offer growth potential linked to the performance of a market index, but without any downside risk.

If you have an annuity, we offer complimentary annuity reviews to help you better understand your policy.




Accumulating assets is a necessity for every retirement strategy. Utilizing the tools that fit your risk tolerance, time horizon, and tax plan is your choice. We'll help you find solutions that fit your goals. 

If you're nearing the end of the Accumulation Phase, we can provide insights into strategies that will protect your assets without forfeiting growth.

Life Insurance


"Do I need Life Insurance?"
We hear that question all the time.

There is no better way to eliminate the financial burden your family will experience if you pass away unexpectedly. 

Life insurance is also a great wealth transfer vehicle. For those that wish to leave a monetary legacy to loved ones, it provides a tax-free death benefit for surviving spouses, family members, or even charities.

Micah Tipton

Safe Money Analyst

Micah is the Owner and Founder of Armor Life & Annuity. 

The company name and its slogan, "Financial Protection for Life & Legacy", are anchored in the desire to provide financial safety and security.

With today's market uncertainty, many retirees are looking for security and income guarantees, rather than confusion and fear of market volatility.

Families need solutions to provide the long-lasting protection their loved ones deserve if they pass unexpectedly.

ALA exists to help our clients find the right safety net for unforeseen circumstances in life that can leave family members in financial distress. None of us can predict the future, but we can be better prepared for anything it brings.

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